What our clients say

  • "I was delighted with the advice and service I received from Matthew and would definitely recommend"
    Angela Mitchell (life insurance and pension advice)
  • "Matt was very helpful and efficient in helping me with my defined benefit pension transfers. I have recommended him to friends, there can be no better endorsement"
    Alan Porter
  • "That's a very comprehensive and quick response and for free, so thank you. It's given me food for thought. You are the first advisor who's been objective"
    Anon (DB pension transfer client)
  • "Matt Harris readily understood my financial situation and requirements when he set up an excellent portfolio for me a few years ago. He has continued to provide sound advice whenever I have needed it since then, which I find very reassuring and greatly appreciate."
    Pamela Rae, London (investment portfolio advice)
  • "Very efficient service provided - pensions advice and pension transfer. Highly recommended."
    Alastair Grant, Edinburgh

Welcome to Harris Independent Financial Advice

Welcome to the site. My name is Matthew Harris and I am a Chartered Financial Planner and independent financial adviser (IFA).

I live in Boston Spa, Yorkshire, and advise clients both locally and across the UK on pension planning (including defined benefit pension transfers), investing, mortgages, life insurance and many other areas of personal finance.

Both I and my company are regulated and authorised by the Financial Conduct Authority.

Before becoming an IFA I worked as an investment manager for around twenty years, for companies such as Scottish Widows and Standard Life Asset Management. During that time I was responsible for investing up to £1.5bn of client money in the UK, Japanese and Emerging Market stockmarkets. I retired from that industry in 2014 in order to offer investment and financial advice directly to clients, using the experience gained during my career as a professional investor.

I hold advanced qualifications in investment management, pensions and financial advice from industry bodies such as the IIMR and Chartered Insurance Institute.

In addition to advising private clients I also offer consultancy services to other firms of financial advisers, on matters such as refining their investment process.

Latest News

Get proper investment advice, and don't fall for investment and savings scams.

Watch out for scams and other bad investment ideas

There has been plenty of recent coverage of the collapse of London Capital and Finance (for example: https://www.bbc.co.uk/news/business-48235410), a company which appeared to offer best-buy "savings" ...

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Independent financial advice, Harris IFA, Boston Spa Yorkshire

Deferring your state pension - a good idea?

You can't start taking your state pension before state pension age, but you can delay when you start receiving it. Doing so could result in you receiving a higher weekly state pension or even a lump-s ...

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Mortgage advice, Boston Spa, Yorkshire IFA

Equity release booming - but beware of the pitfalls

Since 2016, the equity release market has been growing at the average rate of 7.1 per cent each quarter. The amount of equity unlocked from people’s homes more than doubled from £514m in the second ...

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Boston Spa, Yorkshire IFA

Cut your income tax bill before the tax year end on April 5th

Have you made pension contributions this tax year to use your annual allowance, and any available carry forward allowance, to benefit from income tax relief at your highest marginal rate?The persona ...

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Chartered Financial Planners. FCA Regulated (FCA no. 603653). Free initial assesment.