What our clients say

  • "Matt was very helpful and efficient in helping me with my pension and investment situation. I have recommended him to friends, there can be no better endorsement"
    Alan Porter
  • "That's a very comprehensive and quick response and for free, so thank you. It's given me food for thought. You are the first advisor who's been objective"
    Paul Harrison (pension advice)
  • "Matt Harris readily understood my financial situation and requirements when he set up an excellent portfolio for me a few years ago. He has continued to provide sound advice whenever I have needed it since then, which I find very reassuring and greatly appreciate."
    Pamela Rae, London (investment portfolio advice)
  • "I was delighted with the advice and service I received from Matthew and would definitely recommend"
    Angela Mitchell (life insurance and pension advice)
  • "Very efficient service provided - pensions advice and pension transfer. Highly recommended."
    Alastair Grant, Edinburgh

Welcome to Harris Independent Financial Advice

Harris Independent Financial Advice offers wealth management, pension planning and investment advice, as well as various ancillary services such as mortgage arrangement.

Based in Boston Spa, West Yorkshire, Harris IFA has clients across the UK and can offer advice either face-to-face, or by phone and email.

We are regulated and authorised by the Financial Conduct Authority.

Our clients appreciate three things in particular about our wealth management and investment advice service:

1) We are completely independent and not tied to any fund management group or other financial company. As a result we can guide our clients to the lowest cost product providers in the market, and the best value investment funds. This stands in stark contrast to many financial advisers, such as St James's Place salespeople, who can only recommend the funds of a certain group. This saves our clients, in aggregate, tens of thousands of pounds in charges per year.

2) Unlike most IFAs we have a hands-on investment experience in the financial markets. Before becoming an IFA Matthew Harris worked as an investment manager for around twenty years, for companies such as Scottish Widows and Standard Life Asset Management. During that time he was responsible for investing up to £1.5bn of client money in the UK, Japanese and Emerging Market stockmarkets. This experience means that Harris IFA can design portfolios of investment funds for our clients without outsourcing this job to expensive 3rd-party "discretionary fund managers", which again keeps fees to a minimum and lets your money grow faster.

3) Our ongoing investment advice service is offered at a maximum of 0.5% of assets per year (and as low as 0.2% for larger clients), well below industry standards.

Please get in touch for more information and a free initial assessment of how we can help you.

Latest News

Don't be a secondary cardholder. Harris IFA, Boston Spa, Wetherby

Why a joint credit card is usually a bad idea

There are two ways of getting a credit card:i) you can get a card in your own name or ii) you can be the "secondary cardholder" on someone else's credit card (typically your spouse) Many people c ...


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Mortgage advice, Boston Spa, Yorkshire IFA

Check for nasty surprises on your credit file

When a first time buyer approaches us, looking for mortgage advice, one of the first things we tell them to do is check their credit file. Most people are sure that there will be no nasty surprises on ...


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Mortgage advice, Boston Spa, Yorkshire IFA

The rise of retirement interest-only (RIO) mortgages

What is a RIO?Retirement-interest only mortgages (RIOs) are fairly new and are aimed at older borrowers who may struggle to get a standard residential mortgage. They allow you to borrow against your ...


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Buy to let mortgage advice, Boston Spa Yorkshire IFA

Should you take out a repayment or interest-only mortgage when buying a buy to let property?

If you take out a buy to let mortgage you have the choice of opting for “repayment” (where you pay both the interest and some of the capital back each month) or “interest-only” (where you only ...


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Chartered Financial Planners. FCA Regulated (FCA no. 603653). Free initial assesment.