What our clients say

  • "I was delighted with the advice and service I received from Matthew and would definitely recommend"
    Angela Mitchell (life insurance and pension advice)
  • "Matt was very helpful and efficient in helping me with my defined benefit pension transfers. I have recommended him to friends, there can be no better endorsement"
    Alan Porter
  • "That's a very comprehensive and quick response and for free, so thank you. It's given me food for thought. You are the first advisor who's been objective"
    Anon (DB pension transfer client)
  • "Matt Harris readily understood my financial situation and requirements when he set up an excellent portfolio for me a few years ago. He has continued to provide sound advice whenever I have needed it since then, which I find very reassuring and greatly appreciate."
    Pamela Rae, London (investment portfolio advice)
  • "Very efficient service provided - pensions advice and pension transfer. Highly recommended."
    Alastair Grant, Edinburgh

Welcome to Harris Independent Financial Advice

Welcome to the site. My name is Matthew Harris and I am a Chartered Financial Planner and independent financial adviser (IFA).

I live in Boston Spa, Yorkshire, and advise clients both locally and across the UK on pension planning (including defined benefit pension transfers), investing, mortgages, life insurance and many other areas of personal finance.

Both I and my company are regulated and authorised by the Financial Conduct Authority.

Before becoming an IFA I worked as an investment manager for around twenty years, for companies such as Scottish Widows and Standard Life Asset Management. During that time I was responsible for investing up to £1.5bn of client money in the UK, Japanese and Emerging Market stockmarkets. I retired from that industry in 2014 in order to offer investment and financial advice directly to clients, using the experience gained during my career as a professional investor.

I hold advanced qualifications in investment management, pensions and financial advice from industry bodies such as the IIMR and Chartered Insurance Institute.

In addition to advising private clients I also offer consultancy services to other firms of financial advisers, on matters such as refining their investment process.

Latest News

Investment strategy in volatile markets. Harris IFA, Boston Spa Yorkshire

Stockmarket volatility and how to deal with it

Stockmarkets have been very volatile (and weak) recently, and there is a good chance that they will continue to be volatile for the foreseeable future thanks to Brexit, US interest rates, the whims of ...

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Get pension advice during a divorce - Harris IFA, Boston Spa Yorkshire

Pensions in divorce - crucial but often forgotten

What is likely to be a divorcing couple’s most valuable asset? The family home will spring to most people’s minds first. But the value of a pension could well be the biggest single asset in the re ...

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Boston Spa, Yorkshire IFA - pension, investment and mortgage advice

What changed on pensions in the October 2018 Budget?

The short answer is "not a lot"! There was no change to the pensions Annual Allowance (currently £40,000, or as low as £4,000 for some people) as had been feared. However, there are a few items of n ...

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Independent investment advice, Harris IFA, Boston Spa Yorkshire

What types of asset should you invest in?

Your overall asset allocation needs to reflect your future capital or income needs, the timescales before those capital sums are required or the level of income sought, and the amount of risk you can ...

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Chartered Financial Planners. FCA Regulated (FCA no. 603653). Free initial assesment.