News Listings

Mortgage advice, Boston Spa, Yorkshire IFA

The rise of retirement interest-only (RIO) mortgages

Monday, 16 September 2019

What is a RIO? Retirement-interest only mortgages (RIOs) are fairly new and are aimed at older borrowers who may struggle to get a standard residential mortgage. They allow you to borrow against your ...


Buy to let mortgage advice, Boston Spa Yorkshire IFA

Should you take out a repayment or interest-only mortgage when buying a buy to let property?

Thursday, 22 August 2019

If you take out a buy to let mortgage you have the choice of opting for “repayment” (where you pay both the interest and some of the capital back each month) or “interest-only” (where you only ...


Get proper investment advice, and don't fall for investment and savings scams.

Watch out for scams and other bad investment ideas

Thursday, 20 June 2019

There has been plenty of recent coverage of the collapse of London Capital and Finance (for example: https://www.bbc.co.uk/news/business-48235410), a company which appeared to offer best-buy "savings" ...


Independent financial advice, Harris IFA, Boston Spa Yorkshire

Deferring your state pension - a good idea?

Thursday, 9 May 2019

You can't start taking your state pension before state pension age, but you can delay when you start receiving it. Doing so could result in you receiving a higher weekly state pension or even a lump-s ...


Mortgage advice, Boston Spa, Yorkshire IFA

Equity release booming - but beware of the pitfalls

Thursday, 4 April 2019

Since 2016, the equity release market has been growing at the average rate of 7.1 per cent each quarter. The amount of equity unlocked from people’s homes more than doubled from £514m in the second ...


Boston Spa, Yorkshire IFA

Cut your income tax bill before the tax year end on April 5th

Wednesday, 6 March 2019

Have you made pension contributions this tax year to use your annual allowance, and any available carry forward allowance, to benefit from income tax relief at your highest marginal rate? The persona ...


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