About Harris Independent Financial Advice

Based in Boston Spa, Yorkshire, but serving clients across the UK, I am a Chartered Financial Planner, regulated and authorised by the Financial Conduct Authority. As an independent financial adviser (IFA) I am not tied to any bank, insurance or pension company, and offer unbiased advice on your on pensions, investments, mortgages, life insurance and many other areas of personal finance.

I am also a Pension Transfer Specialist, which means that my firm has FCA permissions to advise on transfers out of final salary (defined benefit) pension transfers.

Twenty years of previous experience as a professional investment manager, for companies such as Aegon, Scottish Widows and Standard Life, has given me a deep understanding of how the financial markets work. I use this knowledge to design and manage investment portfolios for my clients in their pensions, stocks & shares ISAs and general investment accounts.

I have gained Chartered Insurance Institute (CII) qualifications including the Advanced Diploma in Regulated Financial Planning (the highest standard of IFA qualification) and specialist qualifications in pension planning, trusts and tax.

Whatever your circumstances it is likely that I can offer a service to match, including advice on:

  • Whether the investments you currently hold in your pension, ISA etc are suitable
  • Whether you should move your investments to a lower-cost provider
  • Setting up a new pension, ISA or investment account
  • Whether you should transfer out of your defined benefit pension scheme
  • Whether you should be taking steps to avoid the pension Lifetime Allowance or Annual Allowance
  • Whether you should set up a trust, or take other steps, to reduce your potential inheritance tax liability

Most of the services above can be offered either on a one-off consultancy basis, or with an ongoing Managed Portfolio Service included.

As well as the investment advice services shown above I can also:

  • Recommend and arrange a residential or buy-to-let mortgage
  • Recommend and arrange life insurance, critical illness cover or income protection

Please get in touch for more details

Harris Independent Financial Advice is a trading name of Dalbeath Financial Planning Ltd. Dalbeath Financial Planning Ltd is owned by Matthew Harris and Wendy Cochran. Dalbeath Financial Planning Ltd is authorised and regulated by the Financial Conduct authority (603653). This site is intended for UK consumers only.

Matthew Harris - IFA Chartered Financial Planner

Chartered Financial Planners. FCA Regulated (FCA no. 603653). Free initial assesment.