How can we help?
We offer free advice on your life insurance, critical illness and income protection needs, whether you are based in Boston Spa, Yorkshire or anywhere else in the UK. We will check that your current cover is adequate, and can’t be sourced at a lower cost. Once cover is arranged you and your family will know that financial protection (such as a tax-free cash sum or a monthly income) is in place should life throw a surprise at you.
Areas we can advise on include:
- Life and critical illness insurance
- Income protection
- Unemployment, accident and sickness cover
- Group life policies, key man and director insurance
- Placing policies in trust to avoid inheritance tax and speed up payment
Why choose Harris Independent Financial Advice?
Insurance sourced via high street banks tends to be much more expensive than necessary. We can search the whole market for the lowest cost, highest quality insurance provider for your circumstances. Most importantly, we takes pride in being your independent financial adviser, not an insurance salesman, so we only recommend what is in your best interests, and never put pressure on you to arrange a policy. Quite often we will recommend that you stay with the cover you already have, but we often finds that we can cut your monthly insurance costs significantly, or add greatly to the level of cover you have without costing you more money. Best of all, we never charge a fee for arranging insurance.
What is the process?
After a free information-gathering consultation, usually carried out by phone or email, we will use screening tools to find the lowest cost provider, while also ensuring that we select an insurer which will accept your policy. We only recommend insurance comapanies with a proven record of claims payments. Once you have agreed on a product we will fill out the application forms online for you and set the policy up. You just need to provide a few bits of information and everything will be arranged for you.
What do our customers say?
"We would not hesitate to use Matt’s services again he is very helpful and professional. We found him to be open and transparent in all discussions and it made the process slick and stress free." Gemma and Marc Moffat
For more insurance-related customer feedback please see our testimonials page.
